Checking Your Credit Rating

Every Canadian has the right to know what his/her credit rating looks like.

Indeed, the Financial Consumer Agency of Canada recommends that you request a copy of your credit file at least once a year and check it for accuracy. This is an especially good idea if you have plans for a large loan application in the future.

Most national and international creditors, such as banks and department stores, are registered with all bureaus, so the chances are good that whatever shows up on one credit report will also appear on the others.

You can get a copy of your credit file through one of the consumer-reporting agencies in Canada, usually free of charge.

Here are some tips on obtaining and reviewing your credit report:

©2000-2019 Visa. All Rights Reserved.