Financial Literacy for Everyone
for educators

Financial Soccer
The new 2014 FIFA World Cup Brazil game is here. Is your financial knowledge ready for a workout?
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free materials

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Canada’s Peter Pig’s Money Counter

NEW Canada’s Peter Pig’s Money Counter
Learning about money is fun with Peter Pig. Kids can practice identifying, counting and saving money while learning fun facts about Canadian currency with this interactive educational game.
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free materials

Free Lesson Plans
Give your students a deeper understanding of money management with curriculum offered by Choices & Decisions: Taking charge of your financial life™.
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Warning Signs

It's hard to admit when you're having a problem with debt.

This is natural. Debt can be painful and confronting a situation that reveals poor planning or judgment on your part can be very uncomfortable. Here are some signs that might indicate that you're headed for trouble:

  • Next month's bills arrive before you've paid the ones from last month.
  • You don't know how much you owe.
  • You get a new loan to pay old loans.
  • You only pay the minimum balance due each month.
  • You spend more than 20% of your net income (after paying rent or mortgage) on debt maintenance.
  • You're using your savings to pay for day-to-day expenses.
  • There are more bills than you thought.
  • You know what past-due notices look like.
  • You get an overdue balance on a credit-card statement.
  • You avoid opening letters.
  • You rarely keep a running balance in your chequebook.